![]() Michael Certo Senior Loan Officer NMLS# 260555 Business: 602.385.4811 Cell Phone: 480.296.6513 ![]() Jeff Van Eaton Loan Officer ~ Certo Team NMLS# 260100 Business: 602.385.4838 Cell Phone: 480.703.9504 |
Don’t Wait to Get Pre-Approved for a Loan! When making an offer on a home you want to have the upper hand in negotiating. Ensuring that you have been pre-approved for maximum buying power will allow you to be confident in your ability to make an offer on your dream home. It will also show the seller that you are prepared and they do not need to worry about your ability to afford the home. To become pre-approved for a loan, please fill out our online application and your Loan Officer will contact you immediately to discuss the details. Are You Worried About Losing Your Job? NOVA's SafeHouse Mortgage Protection Plan is a program that pays your mortgage payment for up to 6 months should you lose your job or experience an economic misfortune. Knowing that your home, your largest investment and source of greatest security, is protected from the decisions that your employer may face will give you great comfort as you continue to plan for your future. Utilize The SafeHouse Mortgage Protection Plan when you buy or refinance and you will be assured that your house will always be safe. We are licensed to originate loans in Arizona and California. If you are seeking a loan in a different state than we operates in, we’d be happy to refer you to a NOVA Loan Officer that is licensed to serve customers in that state. NOVA Home Loans is a full-service Mortgage Bank that has served the lending needs of its customers for more than 30 years. NOVA has 14 branches nationally and is licensed to lend in Arizona, California, Colorado, Idaho, Louisiana, Florida, Illinois, Kansas, Oklahoma, Oregon, Utah, Montana, New Mexico, Nevada, Wyoming, Washington, Texas, Indiana and Virginia. |
Purchasing a Home?
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Need to Refinance?
Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.
Consolidating Debt?
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