Michael Certo
Michael Certo
Senior Loan Officer
NMLS# 260555
Business: 480.551.7636
Cell Phone: 480.296.6513
Jeff Van Eaton
Jeff Van Eaton
Loan Officer ~ Certo Team
NMLS# 260100
Business: 480.551.7622
Cell Phone: 480.703.9504
 Christian Dieterle
Christian Dieterle
Loan Officer ~ Certo Team
NMLS# 877721
Business: 480.551.7650
Cell Phone: 480.390.0846

Don’t Wait to Get Pre-Approved for a Loan!

When making an offer on a home you want to have the upper hand in negotiating. Ensuring that you have been pre-approved for maximum buying power will allow you to be confident in your ability to make an offer on your dream home.  It will also show the seller that you are prepared and they do not need to worry about your ability to afford the home.

To become pre-approved for a loan, please fill out our online application and your Loan Officer will contact you immediately to discuss the details.

Are You Worried About Losing Your Job?

NOVA's SafeHouse Mortgage Protection Plan is a program that pays your mortgage payment for up to 6 months should you lose your job or experience an economic misfortune.  Knowing that your home, your largest investment and source of greatest security, is protected from the decisions that your employer may face will give you great comfort as you continue to plan for your future. Utilize The SafeHouse Mortgage Protection Plan when you buy or refinance and you will be assured that your house will always be safe.

We are licensed to originate loans in Arizona and California. If you are seeking a loan in a different state than we operates in, we’d be happy to refer you to a NOVA Loan Officer that is licensed to serve customers in that state. 

NOVA Home Loans is a full-service Mortgage Bank that has served the lending needs of its customers for more than 30 years. 

NOVA has 14 branches nationally and is licensed to lend in Arizona, California, Colorado, Idaho, Louisiana, Florida, Illinois, Kansas, Oklahoma, Oregon, Utah, Montana, New Mexico, Nevada, Wyoming, Washington, Texas, Indiana and Virginia.


Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.


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